Maximum charges permitted in Alberta for payday loan: 14% of the principal. We charge: 14% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $42 Annual Percentage rate = 365%

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24 Hour Payday Loans Edmonton

Canada’s most accessible loans

What loan amount would you like?

800

Want to know how many repayments?

Two payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.

Three payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.

Tell us what province you live in.

British Columbia

APPLY NOW FAST APPROVAL

Edmonton

Your Personal Payday Loan Solution

Speedy Pay is quickly climbing the ranks as Canada’s number 1 alternative payday lender. And Edmonton knows why! Sky-high dental bills, emergency car repair, a veterinary bill that can’t wait until next pay; there are so many reasons why Edmonton residents need access to some quick funds. And when these financial strains arise, the stress levels rise, and it seems like time slips by way too quickly. In these situations, every minute becomes an important one. Which is why Speedy Pay is proud to be able to offer Edmonton, and all of Alberta, fast, real-time solutions for cash advances and payday loans.

Speedy Pay has developed an innovative, online payday loan process that allows Edmonton residents to apply, get approved, and receive their funds, all in the same day. Our application process is completed 100% online, and can be accessed 24 hours a day, 7 days a week. And, with our revolutionary algorithms, most Edmontonians will receive a response to their payday loan or cash advance application within a few short minutes. Speedy Pay has made getting access to emergency funds, quick, painless and convenient!

But being fast is only one part of the equation! Developing the highest quality online product meant that Speedy Pay couldn’t sacrifice safety for speed. We invested in the highest 256-bit encryption technology in order to keep Edmonton residents’ personal information safe and secure. We will also never sell or share your information with any third parties. Speedy Pay is a direct lender which means that what Edmonton sees is what Edmonton gets!

Speedy Pay has also put in place a very thorough Code of Conduct, which governs the employees as well as the business practices. We based our Code of Conduct off of the European model for lending, which focuses on responsible and ethical practices. Our aim is to provide honest, transparent and fair-lending practices to all of Edmonton, Calgary, and all other Alberta regions and cities. We have a team of highly-trained Customer Experience Advisors standing by, during Edmonton business hours, to answer any and all of your questions.

In order to be legally allowed to be a payday lender in Canada, a lender is obliged to be licensed. Speedy Pay is fully licensed in Edmonton and is in full compliance with the Alberta government. Our Alberta payday loan license can be found on our home page for verification.

Quality Cash Loans has developed an innovative, online payday loan process that allows Edmonton residents to apply, get approved, and receive their funds, all in the same day. Our 24 Hour Payday Loans in Edmonton process is completed 100% online, and can be accessed 24 hours a day, 7 days a week.

Some other Alberta cities where we provide loans are

WHAT'S THE BEST LOAN FOR YOU?

Everyone’s financial challenges are a little unique to them. Including yours!.

CONSIDER YOUR OPTIONS

There are a lot of borrowing options out there. Don’t hesitate to ask important questions. You have to find out how reliable a lender is going to be. Choose a company with which you feel comfortable and confident.

WHAT CAN YOU REALLY AFFORD?

A loan can be a big help in times of trouble. But overextending yourself can actually make things worse. Don’t bite off more than you can chew. Make sure your loan is an amount you’ll be able to repay.

UNDERSTAND YOUR FEE OBLIGATIONS

Not every lender out there is as transparent as Speedy Pay. Some have hidden fees. Some will even apply a surcharge for early repayment! Make sure you understand your fee obligations before you sign for your loan.

OPT FOR FLEXIBILITY

The arrangement that best suits you is the one closest tailored to your specific situation. That requires flexibility in the borrowing agreement. Can you repay in multiple installments? Are there additional charges hidden in the agreement? Will you get dinged for an early repayment?

OPT FOR TRANSPARENCY

Conscientious and responsible lenders are transparent about their agreements, conditions, limits and fees. Before you take a loan with any company, makes sure they provide all the relevant information in a clear and easy to understand way.

WATCH OUT FOR FRAUD

Not all online lenders are completely ethical or even honest. In their way, it is buyer beware. Don’t fall victim to the scammer’s trap.

Best things about living in Edmonton, AB:

No Credit Check | High Approvals

Get Up To $1,500 From a Safe Trusted Licensed Lender. Easy Application. Multiple Repayments, FAST e-Transfer.

APPLY NOW FOR INSTANT APPROVAL

Payday Loans are high-cost loans. Loan amounts depend on net pay and other qualifying requirements.

British Columbia Residents: The maximum fee allowed for a Payday Loan in BC is 14% of the principal. We charge $14 per $100 borrowed. For example, a $300 loan over 14 days has a total borrowing cost of $42, requiring repayment of $342, with an APR of 365.00%

Manitoba Residents: The maximum allowable charge is 14% of the principal. We charge $14 per $100 loaned. Example: A $300 loan for 12 days costs $42 to borrow, with total repayment of $342 and an APR of 425.83%. Contact Manitoba Consumer Protection Office at 1-204-945-3800 or visit gov.mb.ca/cp/cpo.

Nova Scotia Residents: Cost of borrowing is $14.00 per $100 on a $300 loan for 14 days (365.00% APR).

Ontario Residents: Maximum cost is $14 per $100 borrowed. We charge $14 per $100. A $500 loan for 14 days costs $70 to borrow, with total repayment of $570 and an APR of 365.00%.

Saskatchewan Residents: Maximum cost is $14 per $100 borrowed. We charge $14 per $100. A $300 loan for 14 days costs $42 to borrow, with total repayment of $342 and an APR of 365.00%.